Which law would be relevant for compliance in AI products related to credit reporting?

The Fair Credit Reporting Act (FCRA) is specifically designed to regulate how consumer information is collected, accessed, and utilized in the context of credit reporting. Since AI products may involve processing consumer credit information to generate credit scores or make credit-related decisions, compliance with the FCRA is crucial. This law ensures that consumers are provided with transparency and fairness in their credit-related dealings, including their rights to dispute inaccuracies and to be informed about how their data is used.

The Digital Services Act primarily addresses online platform accountability and the regulation of digital services but does not specifically pertain to credit reporting. The Family Medical Leave Act focuses on employee leave entitlements rather than financial or credit-related matters. The Equal Employment Opportunity Act deals with employment discrimination and does not have direct implications for credit reporting or AI technology applied in that domain. Thus, the Fair Credit Reporting Act is the most relevant law in the context of AI products associated with credit reporting compliance.